Pro bono financial planning for every member of Canada’s legal community.
A financial plan can help you at any stage of your career—whether you’re growing your practice, saving for retirement, or preparing to leave a legacy. Connect with a certified financial planner and start planning to make your money do more.
Book a financial planning meeting now
- What is a financial plan?
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A full financial plan has seven components.
A certified financial planner can help you with any of these individually—or all of them at once.
- Financial management – your budget, net worth, and cash flow
- Debt management – those who have it tend to have a lot of it: the average borrower between 40 and 59 has over $560,000 in mortgage, credit card, or home equity line of credit debt1
- Investments – from rainy-day savings to long-term wealth
- Retirement planning – all the short-term sacrifices you make on behalf of your future self (or, if you are retired, all the decisions that will allow you to continue spending comfortably)
- Risk management – protecting the people and things that matter most to you
- Estate planning – using wills, trusts, and insurance to leave a legacy
- Tax planning – the component that runs through all the rest, influencing every decision and outcome in your overall plan
Think of each component as a ring—a hula hoop, say.
Your financial plan isn’t a list of items to be checked off so much as it is a series of living, breathing Venn diagrams. At various points of your financial life, these components will overlap in different ways. Your retirement plan, for example, might involve investments, risk management, and tax planning (always tax planning), and you’ll have to adjust every part of your plan to keep all seven components gently spinning.
An experienced financial planner can help you find a balance—and an annual check-in can keep you on track.
Don’t worry. It’s easier than it looks.
Source: 1. The Globe and Mail, “How much debt is each generation of Canadians carrying, and how do you compare?” February 24, 2023.
- Why does Lawyers Financial offer this service for free?
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We’re a not-for-profit organization for lawyers, by lawyers. This allows us to invest in services that promote your well-being—not our bottom line.
Money is the biggest source of stress for most Canadians, according to FP Canada’s 2025 Financial Stress Index. More than work, relationships, or personal health. The same study reports that the numbers change significantly when a planner enters the picture. With a planner, just 34% of Canadians report that money is their #1 stressor, vs 48% without a planner.
We can’t reduce all your stress—not by a long shot. But by offering you pro bono access to a team of financial experts, we support your financial well-being so you can focus on doing what you do best.
- What should you expect from your first meeting?
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Your financial planner will want to hear about your priorities. What’s your number one financial goal? Your number one financial worry? Expect to answer basic questions about your income and your debt, but there’s no need for you to bring tax returns, bank statements, or receipts. This first meeting is a conversation—and the subject is you.
Your planner will recommend follow-up actions depending on your goals and might ask you to fill out a cash flow worksheet to help clarify your income and obligations.
If you’re a recent retiree whose top priority is tax-efficient retirement income, a single meeting might be enough to create your customized plan. If you’re a mid-career lawyer who’s balancing mortgage payments, saving for your child’s education, and investing in your own retirement, your plan will likely require further conversation.
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Book a financial planning meeting now
