Life insurance serves many purposes, but one of the top reasons people buy insurance is to replace the income that would normally provide for their family’s lifestyle and long-term security in the event of premature death.

Should you provide financial help to your adult children now or leave them an inheritance later? It’s up to you but giving away some of your wealth while you are still around to see the effects of your generosity can have significant advantages. 

It’s easy to imagine using an insurance policy for a water leak damaging office equipment or if you back your car into a post and crush your bumper, but a disability insurance claim is an unpleasant and abstract event.

Congratulations! You've graduated law school, passed the barrister and solicitor exams (hopefully), and are now working as an articling student or lawyer. The world's your oyster, or at least you think it is.

It seems that, at this time of year, everyone is a bit more stressed – summer is almost over, kids and families need to get back into a school schedule, and traffic gets even worse!