Strengthen your workplace with DBplus
DBplus is a modern pension solution that helps employers offer exceptional retirement benefits without added complexity or risk. Backed by CAAT’s proven expertise, DBplus delivers sustainable, secure retirement income for employees—while giving employers cost certainty, administrative ease, and a powerful advantage in attracting and retaining top talent.
Superior retirement value
DBplus offers exceptional value, providing twice the retirement income compared to group RRSPs or defined contribution plans. Powered by CAAT’s expertise, scale, and member-focused governance, it’s a sustainable solution that delivers long-term financial security for your employees.
Flexible and low-maintenance for employers
DBplus is designed to fit your workplace, offering flexible contribution options and full pension administration support. With no balance sheet risk and no need for complex pension accounting, employers can stay focused on their core business while offering a valuable retirement benefit.
Cost certainty and simplicity
With DBplus, contribution rates are predictable and chosen by you. All plan costs are covered through your contributions, with no additional fees. This cost certainty means you can plan confidently without surprises.
Attract and Retain Top Talent
Offering DBplus makes you an employer of choice. Employees gain peace of mind knowing they'll receive secure, lifetime retirement income—without the stress of managing investments or outliving their savings. This translates to a more engaged, productive workforce and a strong tool to attract and retain top talent.
