Discover the Advantages of DBplus for Employees
DBplus is designed to give employees more than just a pension—it’s a powerful tool for building long-term financial security. With predictable lifetime income, inflation protection, and valuable benefits for loved ones, DBplus helps you retire with confidence. Whether you’re early in your career or planning for retirement, DBplus offers flexibility, portability, and exceptional value every step of the way.
Secure lifetime retirement income
With DBplus, you can count on dependable monthly pension payments for life. Your income is protected and doesn’t rely on your employer’s financial situation—offering true retirement security.
More value from every contribution
Members of DBplus get exceptional value, with contributions delivering on average, twice the retirement income compared to other plans. It’s a smarter way to build a stronger financial future.
Protection from inflation
To help your pension keep pace with rising costs, DBplus provides conditional inflation enhancements both during your working years and in retirement—offering greater financial stability over time.
Survivor benefits for peace of mind
DBplus includes valuable survivor benefits, such as a lifetime pension for your spouse with inflation protection, a guaranteed minimum number of payments, and pre-retirement death benefits—offering security for your loved ones at every stage.
Retire on your own terms
DBplus offers the flexibility to retire when it suits your life and goals. You can choose your retirement date, with the option to retire as early as age 50, putting you in control of your future.
Pension portability for career moves
Whether you’re joining or leaving a CAAT employer, DBplus travels with you. The Plan’s portability ensures your pension continues to grow, helping you build a larger retirement income no matter where your career takes you.
